Inquiry Sensitive Banks & Credit Unions

Inquiry Sensitive Banks & Credit Unions

Through heavy research and user-submitted information, we have compiled a large list of financial institutions that not only use ChexSystems, but will deny you if you’ve had too many inquiries. It’s a very good idea to check this post before applying to...
How To Join Navy Federal As A Civilian

How To Join Navy Federal As A Civilian

Think you weren’t allowed to join Navy Federal because you don’t have a family member in the military? Think again. For many people, getting into an exclusive credit union like Navy Federal Credit Union (NFCU) or USAA is the stuff of dreams. And for even...
Secured Credit Cards That Graduate

Secured Credit Cards That Graduate

For people looking to establish their credit or rebuild it, a secured credit card is often the easiest way to jumpstart their trail to 700, but just like unsecured cards – not all secured cards are created equal. Secured cards are different than other cards. You...
All About ChexSystems

All About ChexSystems

If you’ve ever been denied a bank account or had a check turned down at the cash register, you likely had a run-in with a company like ChexSystems. When you apply for a new bank account or write a check at the register, you are authorizing the company...